https://wiki.smarterpay.com/ 2026-04-17T08:23:29+00:00 https://wiki.smarterpay.com/ https://wiki.smarterpay.com/_media/wiki/logo.png text/html 2024-03-08T12:40:30+00:00 Anonymous (anonymous@undisclosed.example.com) https://wiki.smarterpay.com/bacsfaqs/3dayprocessing?rev=1709901630&do=diff Bacs 3 Day Processing Cycle Day 1 - Input Input day is the latest day a business user/bureau may submit a payment file to Bacs for a processing cycle. Payment files must be transmitted to Bacs between 07.00 and 22.00. For Smarterpay Cloud you must have approved your file for submission before 22:00 in order for it to the submitted that day. text/html 2021-06-29T10:20:46+00:00 Anonymous (anonymous@undisclosed.example.com) https://wiki.smarterpay.com/bacsfaqs/bacsnomandate?rev=1624962046&do=diff The BACS Payment Cycle with no existing Mandate The BACS Payment Cycle - This shows timings for the payment process when no mandate exists. Day 1 The Mandate would be submitted to BACS. Day 2 The Mandate would be transmitted to the Bank from BACS. text/html 2024-03-08T12:42:32+00:00 Anonymous (anonymous@undisclosed.example.com) https://wiki.smarterpay.com/bacsfaqs/bacsrejections?rev=1709901752&do=diff The Bacs Rejection Cycle The Bacs Rejection Cycle Its important to consider what happens when payments by Bacs fail. Day 3 The payment would normally show in your account even if failed. You'd also in 99% of cases receive a Bacs notification of a failed payment text/html 2020-11-16T12:00:28+00:00 Anonymous (anonymous@undisclosed.example.com) https://wiki.smarterpay.com/bacsfaqs/ddbcp?rev=1605528028&do=diff Bulk Change Process of Direct Debits The Bulk Change Process (BCP) of transferring Direct Debits is an easy way to move existing Direct Debit Mandates from one AUDDIS Service User to another Payment Service Provider in Bulk when one of the following changes has occurred: text/html 2022-07-27T10:52:22+00:00 Anonymous (anonymous@undisclosed.example.com) https://wiki.smarterpay.com/bacsfaqs/ie11?rev=1658919142&do=diff IE11 withdrawal – impact on Bacs Microsoft withdrew its support for IE11 on 15 June 2022 and the IE11 desktop application is now out of support. This means that, depending on your version of Windows, IE11 could stop working at any point, and this may affect your access to Bacs Payment System through Bacstel-IP or the Payment Services Website. text/html 2020-11-13T12:22:14+00:00 Anonymous (anonymous@undisclosed.example.com) https://wiki.smarterpay.com/bacsfaqs/whatisabureau?rev=1605270134&do=diff What is a Bureau ? What is a Bureau ? Using a Bureau means that you can simply send files with all your direct debit and direct credit transactions to the bureau. The bureau will then process the file and send it to Bacs for you, removing any need for expensive processing software and reducing the risks of mistakes and missed payments and collections.