https://wiki.smarterpay.com/ 2026-04-23T19:38:37+00:00 https://wiki.smarterpay.com/ https://wiki.smarterpay.com/_media/wiki/logo.png text/html 2024-02-16T12:35:52+00:00 Anonymous (anonymous@undisclosed.example.com) https://wiki.smarterpay.com/smarterpaycloud/api/restcommands/cardpayment/authoriserelease?rev=1708086952&do=diff Authorise Release Take money from a card that has been Authenticated as part of the Authenticate & Authorise payment flow. The final amount could be less than the original authentication, but not more. Authenticate & Authorise Transaction validity is dependent on the rules set by the Payment Gateway. Normally the authorisation will last up to 90 days, although there is no guarantee that the release request will be successful as funds are not reserved. text/html 2024-02-16T12:13:07+00:00 Anonymous (anonymous@undisclosed.example.com) https://wiki.smarterpay.com/smarterpaycloud/api/restcommands/cardpayment/deferredcancel?rev=1708085587&do=diff Deferred Cancel When deferring a card payment a shadow is placed on the card holder's bank account. If you do not wish to take any money you should cancel the deferred transaction which allocates the amount reserved back to the card holder's available balance. Normally after 7 days, this is done automatically by the Payment Gateway. text/html 2024-02-16T12:35:45+00:00 Anonymous (anonymous@undisclosed.example.com) https://wiki.smarterpay.com/smarterpaycloud/api/restcommands/cardpayment/deferredrelease?rev=1708086945&do=diff Deferred Release Take money currently shadowed on the customer's card. The final amount could be less than the original shadow, but not more. Normally only one 'release' is allowed and any remaining money will be placed back into the customer's available balance. text/html 2024-02-16T12:12:34+00:00 Anonymous (anonymous@undisclosed.example.com) https://wiki.smarterpay.com/smarterpaycloud/api/restcommands/cardpayment/refund?rev=1708085554&do=diff Refund A refund is given if you need to return a full or partial amount of funds to the customer and the transaction has already completed and cleared at the bank. To void a transaction before the funds have cleared, please look at the Void endpoint. text/html 2024-02-16T12:12:24+00:00 Anonymous (anonymous@undisclosed.example.com) https://wiki.smarterpay.com/smarterpaycloud/api/restcommands/cardpayment/registertransaction?rev=1708085544&do=diff Register Transaction Before a transaction can be completed on the front-end it must be registered with SmarterPay and the Payment Gateway. This includes things like the type of transaction, the amount and currency it will be made under. Importantly it will also inform SmarterPay which Payment Gateway Profile will be used for the transaction. Each transaction type has a MOTO or Ecommerce equivalent depending on where the transaction is taking place. text/html 2024-02-16T12:35:24+00:00 Anonymous (anonymous@undisclosed.example.com) https://wiki.smarterpay.com/smarterpaycloud/api/restcommands/cardpayment/repeat?rev=1708086924&do=diff Repeat Payment Sometimes you may wish to collect more money from a card, this is called a repeat payment. You use the original card id or a related payment id to start the transaction. Normally you can charge less or more than the original transaction (this is sometimes Payment Gateway dependent). text/html 2024-02-16T12:12:46+00:00 Anonymous (anonymous@undisclosed.example.com) https://wiki.smarterpay.com/smarterpaycloud/api/restcommands/cardpayment/void?rev=1708085566&do=diff Void A void is given if you need to return only the full amount of funds to the customer and the transaction has not cleared at the bank yet. To refund a transaction after the funds have cleared, please look at the Refund endpoint. Note - Not all Payment Gateways offer Void facilities and therefore a refund should be used instead.