New functionality coming in the next release.
Multi-factor authentication is an electronic authentication method in which a computer user is granted access to a website or application only after successfully presenting two or more pieces of evidence (or factors) to an authentication mechanism: knowledge (something only the user knows), possession (something only the user has), and inherence (something only the user is). It protects the user from an unknown person trying to access their data such as personal ID details or financial assets.
Two-factor authentication (also known as 2FA) is a type, or subset, of multi-factor authentication. It is a method of confirming users' claimed identities by using a combination of two different factors: 1) something they know, 2) something they have, or 3) something they are. A third-party authenticator (TPA) app enables two-factor authentication, usually by showing a randomly-generated and constantly refreshing code which the user can use.
SmarterPay Cloud employs 2FA by means of an Authorisation Code that is sent to the user via Email.