Account Validation
Account Validation records hold the details of an Account Validation check.
| Method | Purpose |
|---|---|
| POST | Create an Account Validation record |
| GET (Singular) | Retrieve Account Validation details |
POST
Action: Create an Account Validation record.
Method: POST
URL: https://api.smarterpaycloud.com/Service.svc/accountvalidation
Note: On sucessful validation a Bank Account record and a Mandate record are created.
Request Parameters
| Property | Mandatory | Description |
|---|---|---|
| reference | False | If provided, is used for the Mandate Auddis reference, else a system generated Auddis refernce is used |
| client_bank_account_id | True | The ID of a client bank account |
| return_url | False | A custom return page. Payment review details will be sent to this URL |
| metadata | False | String for Custom metadata |
Request Sample
{
"account_validation": {
"reference": "test234",
"client_bank_account_id": "CA013MQ0KN8XY6POXZG7",
"return_url": "https://smarterpay.com",
"metadata": null
}
}
Response Parameters
| Property | Description |
|---|---|
| id | Unique identifier of the record |
| metadata | Record metadata |
| account_number | Account number |
| sort_code | Sort code |
| account_name | Account name |
| mandate_id | ID of that associated Mandate |
| report | JSON formatted response, or null if not populated |
| reference | Mandate AUDDIS reference, if provided |
| return_url | Return URL, if provded |
| client_bank_account_id | ID of the client bank account |
| account_validation_url | Account validation url |
| message | Account validation message, if populated |
| error_message | Account validation error message, if provided |
| successful_validation | “True” if succesfully validate, “False” if not attempted or failed validation |
Response Sample
{
"account_validation": {
"id": "AV016MQ0KN6XY6POXZG6",
"metadata": null,
"sort_code": "902127",
"account_number": "29823529",
"account_name": "J Hetfield",
"mandate_id": "M01LGRM6OPE06P064DV",
"report": "{\"id\":\"7db089a07a2d4f458c596ece1d27ebaf\",\"created\":1678983186897,\"userDataByProvider\":[{\"providerName\":\"oauth2\",\"updated\":1678983186243,\"financialInstitutionName\":\"BANK OF IRELAND (UK) PLC\",\"identity\":{},\"accounts\":[{\"id\":\"792a73c468c844f7b29336694f96611e\",\"accountNumber\":\"90212729823529\",\"currencyCode\":\"GBP\",\"name\":\"J Hetfield\",\"holderName\":\"J Hetfield\",\"accountIdentifiers\":{\"bacs\":{\"sortCode\":\"902127\",\"accountNumber\":\"29823529\"}},\"parties\":[{\"role\":\"HOLDER\",\"identity\":{\"name\":\"J Hetfield\"}}]}]}]}",
"reference": null,
"return_url" null,
"client_bank_account_id": "OB0166YQRDJZWJVL656M",
"account_validation_url": "https://testaccountvalidation.smarterpaycloud.com/?ID=AV016MQ0KN6XY6POXZG6",
"message": null,
"error_message": null,
"successful_validation": false
}
}
GET (Singular)
Action: Retrieve Account Validation details.
Method: GET
URL: https://api.smarterpaycloud.com/Service.svc/accountvalidation/{ID}
{ID} denotes ID of record.
Response Parameters
| Property | Description |
|---|---|
| id | Unique identifier of the record |
| metadata | Record metadata |
| account_number | Account number |
| sort_code | Sort code |
| account_name | Account name |
| mandate_id | ID of that associated Mandate |
| report | JSON formatted response, or null if not populated |
| reference | Mandate AUDDIS reference, if provided |
| return_url | Return URL, if provded |
| client_bank_account_id | ID of the client bank account |
| account_validation_url | Account validation url |
| message | Account validation message, if populated |
| error_message | Account validation error message, if provided |
| successful_validation | “True” if succesfully validate, “False” if not attempted or failed validation |
Response Sample
{
"account_validation": {
"id": "AV016MQ0KN6XY6POXZG6",
"metadata": null,
"sort_code": "902127",
"account_number": "29823529",
"account_name": "J Hetfield",
"mandate_id": "M01LGRM6OPE06P064DV",
"report": "{\"id\":\"7db089a07a2d4f458c596ece1d27ebaf\",\"created\":1678983186897,\"userDataByProvider\":[{\"providerName\":\"oauth2\",\"updated\":1678983186243,\"financialInstitutionName\":\"BANK OF IRELAND (UK) PLC\",\"identity\":{},\"accounts\":[{\"id\":\"792a73c468c844f7b29336694f96611e\",\"accountNumber\":\"90212729823529\",\"currencyCode\":\"GBP\",\"name\":\"J Hetfield\",\"holderName\":\"J Hetfield\",\"accountIdentifiers\":{\"bacs\":{\"sortCode\":\"902127\",\"accountNumber\":\"29823529\"}},\"parties\":[{\"role\":\"HOLDER\",\"identity\":{\"name\":\"J Hetfield\"}}]}]}]}",
"reference": null,
"return_url" null,
"client_bank_account_id": "OB0166YQRDJZWJVL656M",
"account_validation_url": "https://testaccountvalidation.smarterpaycloud.com/?ID=AV016MQ0KN6XY6POXZG6",
"message": null,
"error_message": null,
"successful_validation": false
}
}