Deferred Release

Take money currently shadowed on the customer's card. The final amount could be less than the original shadow, but not more. Normally only one 'release' is allowed and any remaining money will be placed back into the customer's available balance.

Deferred Transaction validity is dependent on the rules set by the Payment Gateway. Typically they are valid for release between 1 and 30 days. If funds are to be taken beyond this, we would recommend looking at Authenticate & Authorise transactions which typically allow money to be take 90+ days after the initial authorisation.

Method	Purpose
POST	Release funds from a deferred card payment transaction

POST

Action: Create a request to Release a Deferred card transaction.
Method: POST
URL: https://pay.smarterpay.com/SmarterPayCardPaymentService/api/transaction/{ID}

{ID} denotes ID of the card record.

Request Parameters

Property	Mandatory	Description
payment_type	True	Always set to 'DeferredRelease'.
platform	True	Always set to 'SmarterPayCloud'.
amount	True	Amount of the release in the lowest denomination of the currency. No decimal places. For example, send pence if a GBP release.
currency_code	False	ISO 4217 representation of the currency the transaction should take place in. If a currency has not been passed, we will assume the same currency should be used as the original transaction.
internal_payment_description	False	A long description of the transaction for internal use only. Not seen by the customer.
gateway_payment_description	False	A long description of the transaction that will be forwarded to the Payment Gateway. Depending on the Payment Gateway, this may or may not be seen by the customer.
custom_reference	False	Custom reference set on record.
isAsnyc	False	Set to true if you do not wish to wait for the result of the transaction. You will receive 202 Accepted if this is set to true. You can view the result of the transaction via the SmarterPay Cloud Portal or via a Webhook.
metadata	False	Any additional data attached to the transaction. Recommendation to use key/value pairs or simple JSON structures. This will be sent out in any active Webhooks so can be used to tie information back to source records in another platform.

Request Sample

{
   "payment_type":"DeferredRelease",
   "platform":"SmarterPayCloud",
   "amount":100,
   "currency_code":"GBP",   
   "internal_payment_description":"Release for something",  
   "gateway_payment_description":"Release for something sent to the gateway",
   "custom_reference":"MYREFERENCE0001" ,
   "isAsnyc": false
}

Response Parameters

Property	Description
card_id	The ID of the card that the release took place under.
payment_id	The unique ID of the release transaction.
platform	The platform that the transaction took place on. Always 'SmarterPayCloud'.
payment_type	The type of transaction. In this case 'DeferredRelease'.
payment_gateway	Confirmation of the Payment Gateway that the transaction took place on.
status	Normalised result of the transaction. See the possible values here.
status_details	Normalised result details of the transaction. See the possible values here.
status_code	Normalised result code of the transaction. See the possible values here.
gateway_status	The result of the transaction as sent by the Payment Gateway. See Payment Gateway documentation for possible values.
gateway_status_details	Additional result details provided by the Payment Gateway. Not all Payment Gateways supply this. See Payment Gateway documentation for possible values.
gateway_status_code	Additional result code provided by the Payment Gateway. Not all Payment Gateways supply this. See Payment Gateway documentation for possible values.

Response Sample

{
    "card_id": "CD01OQW39P4G97J56NXL",
    "payment_id": "P01QW39P4ODOY3P56NX",
    "platform": "SmarterPayCloud",
    "payment_type": "DeferredRelease",
    "payment_gateway": "OpayoPi",
    "status": "successful",
    "status_details": "",
    "status_code": "",
    "gateway_status": "Ok",
    "gateway_status_details": "The Authorisation was Successful.",
    "gateway_status_code": "0000"
}